Your options
Compare what's still possible before your sale date.
Clear information, early, for Georgia homeowners.
Help people act while they still have choices
Who we are
A Georgia team that helps homeowners understand foreclosure and act before the clock runs out. We explain the process, the dates that drive it, and the choices still in front of you, at no cost to you.
Our commitments
What you can count on when you reach out to us.
No cost to you
We never charge homeowners for information or help talking to their lender.
No obligation
Asking us a question, or for an offer, never commits you to anything.
Georgia-focused
Everything here is written for Georgia's foreclosure process and dates.
We'll point you to independent help
HUD-approved counselors and legal aid, when they're the right fit.
Selling your home
We also buy homes in metro Atlanta and across Georgia
When selling is the better path, KeepMyKeys also buys homes in metro Atlanta and surrounding areas across Georgia, so you have one more way to beat the sale date. There's no obligation and no pressure, and if another option fits you better we'll say so.
Explore sellingOther places to get help
No-cost and low-cost counseling, legal help, and places to file a complaint. Call them as early as you can.
12 resources
- Counseling
HUD housing counseling
Find a HUD-approved housing counseling agency near you. Counselors can review your options and help with your servicer application, usually at no cost for foreclosure help.
- Legal help
GeorgiaLegalAid.org foreclosure guides
Georgia foreclosure guides, videos, and a directory of legal help at no cost, from Atlanta Legal Aid Society and Georgia Legal Services Program.
- Legal help
Atlanta Legal Aid Society
No-cost civil legal help for people with limited income in Fulton, DeKalb, Cobb, Clayton, and Gwinnett counties. Call as early in the process as you can.
- Legal help
Georgia Legal Services Program
No-cost civil legal help for people with limited income in the 154 Georgia counties outside the five core metro Atlanta counties. Call as early in the process as you can.
- Legal help
Atlanta Bar Association Lawyer Referral Service
Referrals to private attorneys in metro Atlanta. A consultation fee may apply for the first consultation. The State Bar of Georgia does not make referrals itself.
- Complaints
CFPB complaint portal
Submit a complaint about your mortgage servicer to the Consumer Financial Protection Bureau. The CFPB forwards it to the company and tracks the response.
- Complaints
Georgia Attorney General, Consumer Protection Division
Report foreclosure rescue scams, deceptive home-buying offers, and other unfair business practices in Georgia.
- Complaints
Georgia Department of Banking and Finance
The state agency that licenses many mortgage lenders, brokers, and servicers in Georgia. Its consumer page explains how to report a problem with a company it regulates.
- Complaints
FTC ReportFraud
Report mortgage relief scams, upfront-fee demands, and other fraud to the Federal Trade Commission.
- Government
Georgia Department of Community Affairs, homeownership
Georgia's state housing agency. Its Georgia Mortgage Assistance program stopped taking new applications on March 1, 2026; this page lists its current homeownership programs.
- Government
Military OneSource
No-cost financial counseling and help for service members and families, including questions about Servicemembers Civil Relief Act protections.
- Government
U.S. Bankruptcy Court, Northern District of Georgia
Filing information for the Atlanta, Gainesville, Newnan, and Rome areas. Middle Georgia uses gamb.uscourts.gov and south Georgia uses gasb.uscourts.gov. Talk to a bankruptcy attorney before filing.
Keep going
Your timeline
Map your key dates from the letter you received.
Foreclosure education
See how a Georgia foreclosure unfolds, stage by stage.
FAQ
Short answers to common foreclosure questions.
Sell
If selling fits your plans, ask us for an offer.